Legal Disclaimer

MinPay is a financial wellness advisory platform that connects individuals facing unsecured debt distress with expert consultancy services for debt resolution and loan settlement. MinPay does not provide any form of financial lending, credit repair services, or guaranteed loan settlements.

The services offered through MinPay are consultative in nature, based on financial discipline and legal strategy. We do not promise or assure settlement results, as outcomes depend on various external factors including creditor policies, client financial status, and negotiation dynamics.

By engaging our services, clients authorize MinPay and its representatives to communicate with creditors and act in advisory capacity. However, all final actions including settlement approvals, fund transfers, and legal decisions rest solely with the client unless explicitly agreed upon.

MinPay operates independently and does not act on behalf of any bank, financial institution, or regulatory authority. All communication, recommendations, and documentation shared are part of an advisory framework and are to be used at the client’s discretion. Legal representation, if required, may be facilitated through our panel of legal experts, subject to separate engagement terms.

Clients are advised to disclose accurate and complete financial and legal information. Failure to do so may limit the effectiveness of the service or lead to termination of the engagement.

By using this website and its services, you acknowledge and accept that MinPay shall not be held liable for any direct, indirect, or consequential loss arising out of the use of this platform or reliance on its services. Our maximum liability, if any, is limited to the fees paid for services rendered.